Sprite (![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png)
spritechan) wrote2010-03-25 11:48 pm
spritechan) wrote2010-03-25 11:48 pm
Parental Control
I had a conversation with Dad today (not the bio one, natch). He told me he would not fill out my FAFSA unless I fulfilled two conditions:
1. I gave him the amount of money that is on my credit card, and
2. I would only accept the minimum amount offered by the loan people when they gave me my loan offer.
No, thank you, I will not bend to your control-freak will. I calmly told him that I was in charge of my own life. He spent about a half-hour telling me that I have no idea what I'm getting into and that I'm pretty much going to go under when I graduate from all my debt. I am confused about this situation because total I will have about $10,000 taken out in loans when I graduate, not even a full year's worth for most of my peers, who have incurred about 4 years of debt to my going-to-be one and a half. I can't imagine how my peers will survive if I am going to die when I finish school!!! As for my credit card, I only have one, I have less than $1500 as a limit, and as soon as I'm fully out of my apartment I plan on paying it back down to zero. My lack of flipping out is apparently a telltale sign of my lack of understanding of the enormity of the situation. I let him talk down to me for awhile, while trying to keep him at bay when I could, choosing mostly to be complacent.
I had a major flashback to Roy (bio dad) when he suddenly said, with no segue, "How come you never invite ME to lunch? Why only your mom?!"
Okay people, I would like to ask everyone who deals with me to please bring their issues with me up front. I HATE when people hold things in like that and bring them up randomly after picking a fight. Interestingly, Roy and I were fighting about $200 I needed for books for the 2008 school year when he suddenly burst out, "Why wasn't I invited to your graduation?!" (he was, he just forgot when it was and missed it). SO you can see where I find the similarity.
Honestly I don't know why he would want to have lunch with me anyway. Wouldn't it just be awkward? He feels left out, clearly, and I totally get that. However, after our falling out a year and a half ago we just don't really get along. He disagrees nearly completely with the way I'm living my life, though I really don't know why, and we both have distorted images of who the other is because of the climax of the events leading to our falling out. I doubt we'd be having long heart-to-hearts over his hour break. And he works a lot farther away than Mom does. I honestly didn't think about it, because I didn't know we were friends.
Bottom line, really: I need to figure out how to apply for loans without having a completed FAFSA. I wouldn't be receiving any aid anyway because my parents make too much. There has to be a way I can do this on my own. My parents didn't co-sign for my loan, so hopefully it'll be just as easy for next year. I feel more and more that my decision to wait on school until fall is a good idea. Otherwise, if I can't do anything about my schooling because he won't fill out the FAFSA, I might be able to get my bio dad to, and since I'm losing insurance when I turn 23 in November anyway, I am okay putting school off until I can afford it on my own.
1. I gave him the amount of money that is on my credit card, and
2. I would only accept the minimum amount offered by the loan people when they gave me my loan offer.
No, thank you, I will not bend to your control-freak will. I calmly told him that I was in charge of my own life. He spent about a half-hour telling me that I have no idea what I'm getting into and that I'm pretty much going to go under when I graduate from all my debt. I am confused about this situation because total I will have about $10,000 taken out in loans when I graduate, not even a full year's worth for most of my peers, who have incurred about 4 years of debt to my going-to-be one and a half. I can't imagine how my peers will survive if I am going to die when I finish school!!! As for my credit card, I only have one, I have less than $1500 as a limit, and as soon as I'm fully out of my apartment I plan on paying it back down to zero. My lack of flipping out is apparently a telltale sign of my lack of understanding of the enormity of the situation. I let him talk down to me for awhile, while trying to keep him at bay when I could, choosing mostly to be complacent.
I had a major flashback to Roy (bio dad) when he suddenly said, with no segue, "How come you never invite ME to lunch? Why only your mom?!"
Okay people, I would like to ask everyone who deals with me to please bring their issues with me up front. I HATE when people hold things in like that and bring them up randomly after picking a fight. Interestingly, Roy and I were fighting about $200 I needed for books for the 2008 school year when he suddenly burst out, "Why wasn't I invited to your graduation?!" (he was, he just forgot when it was and missed it). SO you can see where I find the similarity.
Honestly I don't know why he would want to have lunch with me anyway. Wouldn't it just be awkward? He feels left out, clearly, and I totally get that. However, after our falling out a year and a half ago we just don't really get along. He disagrees nearly completely with the way I'm living my life, though I really don't know why, and we both have distorted images of who the other is because of the climax of the events leading to our falling out. I doubt we'd be having long heart-to-hearts over his hour break. And he works a lot farther away than Mom does. I honestly didn't think about it, because I didn't know we were friends.
Bottom line, really: I need to figure out how to apply for loans without having a completed FAFSA. I wouldn't be receiving any aid anyway because my parents make too much. There has to be a way I can do this on my own. My parents didn't co-sign for my loan, so hopefully it'll be just as easy for next year. I feel more and more that my decision to wait on school until fall is a good idea. Otherwise, if I can't do anything about my schooling because he won't fill out the FAFSA, I might be able to get my bio dad to, and since I'm losing insurance when I turn 23 in November anyway, I am okay putting school off until I can afford it on my own.
no subject
i really hate when people pull shit like that it pisses me off...its your life, your money and its none of his business how much of a loan you accept
no subject
I'm not worried about paying back my loans. It will be fine :)